Host protection & insurance
Protection backed by the world’s leading insurers.
Your fleet is your greatest investment. Don’t protect it with a ‘standard’ app policy. ride.auto protection is powered by Roamly, the industry leader in sharing-economy insurance.
- MFR
- Primary liability
- $4B+
- In transacted data
- Lloyd’s
- Coverholder
- Same day
- Claims triage
MFR primary liability
Roamly · Lloyd’s syndicate-backed
The Roamly advantage
Commercial coverage. Professional claims.
Built for fleets that can’t afford to be offline.
Pillar 01
Minimum financial responsibility liability.
Robust coverage that shields your commercial assets during every rental minute — written as primary, not excess, so it responds first and keeps your own policy intact.
- Active from trip start through trip end
- Rated for commercial fleet use, not consumer P2P
- Primary — not stacked behind your own insurance
Liability coverage
Per rental minute
Minimum financial responsibility
Primary · not excess
Commercial-grade. Rated for professional fleet use — not a consumer add-on.
Pillar 02
Comprehensive & collision.
Your assets are protected against physical damage with clear, tiered deductible options — so you can trade cost and risk in a way that fits your operating margin.
- Tiered deductibles from $1,000 to $2,500
- Covers hail, theft, vandalism, and collision
Deductible tiers
Physical damage
Basic
Alternative tier
Deductible
$2,500
Essential
Recommended for fleets
Deductible
$1,000
Pillar 03
Data-backed claims.
We use vehicle telematics to provide a factual narrative of every incident, ensuring faster resolutions. No he-said-she-said — just the data from the car.
- Speed, braking, and g-force on every trip
- Geofence and timeline reconstruction
- Claims triaged same-day by a dedicated adjuster
Trip #A-7241
Incident narrative
Peak speed
62 mph
G-force
1.4 g
Geofence
In-zone
Trust & legitimacy
Legacy protection — not just an app.
ride.auto isn’t just an app. As part of the Outdoorsy Group, we leverage over 11 years of experience, $4 billion in transactions and protection by leading insurance providers.
- OG
Outdoorsy Group
Parent company · category pioneer since 2015
- R
Roamly
Licensed carrier · sharing-economy specialist
- LL
Lloyd’s of London
Coverholder relationship · global reinsurance
Official seal
Lloyd’s of London Coverholder
- $4B+
- Transacted volume
- 10 yrs
- Category pioneer
- MFR
- Primary liability
- Same day
- Claims triage
Ready to get covered?
Protection rated for your business.
Talk to a Roamly specialist about your fleet’s specific risk profile and coverage tier.